People work hard for their money, and by the time they reach retirement, they need their money to work for them. We all know it’s important to focus on health, so that we can be full of life come retirement time, but in order to enjoy it, we need to be able to afford it. It’s vital that people have a reliable income stream for themselves and their spouses. That’s a big reason why I focus on providing financial security to seniors. Financial stability has always been important to me and my wife, and it’s always been the goal for my clients, too.
When someone reaches their senior years, they must be confident that their retirement plan has been designed so that they’ll have the highest and longest income success rate. Their portfolio must hold a balance of growth (risk) assets for their future, and income (safe) assets for their present. As a fiduciary wealth advisor, I review financial plans and make suggestions for adjustments that are in the best interests of my clients. I have many years of experience helping seniors and know how important it is to listen to them, honor their values, and be an asset they can trust. Helping someone plan for and then enjoy retirement is both personally and professionally rewarding.
When I first meet with clients, we discuss their future plans and life goals. Once I have a good understanding of who they are, I evaluate their current asset allocation to determine if it has been properly structured to achieve the best success rate. If it isn’t, I design a smart and prudent strategy to make improvements. It’s important that my clients enjoy peace of mind about their financial security without taking unnecessary risk.
I am a graduate of Monroe Community College, State University of New York at Buffalo (UB) earning a Bachelor of Education, The American College earning a Chartered Life Underwriter (CLU), Life Underwriter Training Council earning a Life Underwriter Training Council Fellow (LUTCF) and The American Institute of Banking earning a Standard Certificate.
I’ve been an active member of the Western New York community. A former bank executive, I have served on the board of The Kidney Association of WNY and as a loaned executive to the United Way of Niagara. I have also served as president of Buffalo chapter of The National Association of Insurance and Financial Advisors and president of Niagara Kodima Lodge of B’nai B‘rith and have been an instructor for many school community education programs.
Most importantly, I am a husband, father and grandfather. My wife Gloria, and I live in the quaint town of Lewiston and love being part of our great community.