Mollot & Hardy Resources

Emergency Fund vs. 401(k) – Where Not to Pull From

The number one goal in preparing for retirement is to accumulate wealth over time, and there are many tips and tricks to navigating your saving years that can maximize your money and minimize risk. One of…
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Good Things Come to Those Who Wait

Good things come to those who wait. It is an expression that is used at both the most auspicious and inauspicious times. Consider, for example, a job promotion. You’d likely say the expression after you’ve worked…
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Want to Retire Earlier? Here’s How.

As a financial professional, my conversations with clients often center around retirement goals and dreams. When we really think about what retirement is, it’s not just about doing all the things you enjoy most, it’s actually…
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Personal CFO

We get it, life gets crazy and many of our clients don’t have time to focus on their own personal financial situation. That’s why we wanted to share the term “Personal CFO” with you. It’s a…
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Catch-Up Contributions

A recent survey found that 17% of people were very confident about having enough money to live comfortably through their retirement years. At the same time, 36% were not confident.¹ Congress in 2001 passed a law…
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