Mollot & Hardy Resources

Mollot and Hardy Financial Planning Presentation

Watch the Mollot and Hardy Financial Planning Presentation. Learn how different factors such as interest rates or company size affected performance of stock and bond markets.
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How Income Taxes Work

The Internal Revenue Service estimates that taxpayers and businesses spend about 8 billion hours a year complying with tax-filing requirements. To put this into perspective, if all this work were done by a single company, it…
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Inflation and the Real Rate of Return

The real rate of return is an important personal finance concept to understand. It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing…
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Tax Efficiency in Retirement

Will you pay higher taxes in retirement? It’s possible. But that will largely depend on how you generate income. Will it be from working? Will it be from retirement plans? And if it does come from…
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Diversification, Patience, and Consistency

Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all your eggs in one basket” has some application to investing. Over time, certain asset…
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A Primer on Dividends

When interest rates reach historic lows, some investors turn to dividend-yielding stocks when in search of income-generating investments. When a company makes a profit, that money can be put to two uses: It can be reinvested…
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